The application asks for controls you cannot prove
MFA, backup recovery, endpoint protection, patching, and incident response answers need current evidence, not best guesses.
Cyber Insurance Readiness
Prepare for cyber insurance renewal without scrambling for proof.
AgileCT helps Canadian SMBs prepare accurate renewal responses, organize supporting evidence, and identify security gaps for discussion with their broker or insurer.
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Why Clients Act
The insurer wants clarification before binding
Organize plain-language explanations, dated fix owners, and realistic exception notes so follow-up does not stall.
The same gaps will come back next year
Use the review to launch fix coordination and quarterly evidence refresh instead of rebuilding the package from scratch.
Business Risk Lens
Security work should make risk decisions clearer.
AgileCT frames cyber insurance readiness around the decisions leaders actually have to make: what reduces business disruption, what evidence can be trusted, and which gaps need ownership before renewal pressure arrives.
- 01
Boards buy risk reduction, not security activity.
Security work has to connect to downtime, trust, renewal risk, customer commitments, and resilience.
- 02
Give each control an owner.
Assign responsibility for operating the control, collecting evidence, and resolving exceptions.
- 03
Check how controls operate.
Confirm the scope of MFA, backups, patching, and response steps before describing them in an application.
- 04
Compliance evidence does not replace security.
Checklists help organize proof, but they do not stop incidents unless the underlying safeguards are operating.
- 05
Tools need leadership, habits, and follow-through.
Technology is useful only when roles, review cadence, training, and escalation paths are clear.
- 06
Risk is managed, not eliminated.
The practical goal is to reduce impact, prepare recovery, document exceptions, and review residual risk.
- 07
Security budget is a business decision.
Priorities should be tied to value, loss exposure, renewal deadlines, and customer confidence instead of tool lists.
- 08
Visibility comes before sophistication.
You need to know systems, users, vendors, backups, logs, and open issues before advanced controls can work.
- 09
Plan who detects and responds.
Name the people responsible for monitoring, escalation, containment, recovery, and external communication.
- 10
Security programs must survive change.
Processes should still work when staff, vendors, systems, and business priorities shift.
Free Snapshot
Check your security evidence before renewal.
This directional scorecard helps identify whether the next step is a free triage call, readiness review, fix sprint, or ongoing evidence refresh.
The Canadian Cyber Centre's baseline controls recommend incident response planning, patching, security software, strong authentication, and backups for small and medium organizations. These are security recommendations; your insurer's application determines what answers and evidence it requests.
This is an AgileCT self-assessment, not an insurer's underwriting score. Its thresholds and the 12-month exercise window are our planning criteria. A result does not establish eligibility, coverage, or a premium reduction.
Organized Proof
Build insurance proof once, then reuse it for customer security reviews.
Reuse evidence where its scope and date match the request. Check each insurer or customer question before reusing an answer about authentication, endpoint protection, backups, patching, email security, incident response, training, or vendors.
Test recovery from backups, as recommended in the Cyber Centre's backup guidance. For your evidence pack, AgileCT recommends recording the test date, systems and data restored, result, and unresolved issues. A successful backup job alone does not demonstrate recovery.
Question-to-proof map
Map each insurer or customer question to the proof source, owner, and review date.
Broker summary
Summarize current protections, gaps, fix dates, and any exceptions without overstating readiness.
Gap roadmap
Separate must-fix, renewal-supporting, and next-quarter actions with owners, proof that fixes worked, and review dates.
Ongoing readiness
Refresh evidence quarterly so it does not drift out of date.
After The Review
Use the renewal review to decide what to fix, implement, and monitor.
Fix coordination: translate insurer gaps into IT-ready requests for MFA, endpoint protection, backup recovery, email security, patching, and incident response.
Implementation support: coordinate with your internal IT team, MSP, or selected vendors and collect proof after changes are complete.
Quarterly retainer: keep evidence fresh, review exceptions, prepare renewal timelines, and reuse the package for customer security questionnaires.
Packages
Readiness Snapshot
Free
A quick scorecard across common security areas insurers ask about.
Readiness Review
Starts at $2,500
Security baseline review, proof checklist, gap rating, and broker-friendly summary.
Proof Package + Incident Exercise
Scoped add-on
Insurance-question proof map, incident exercise notes, and security fix plan.
What Changes The Price
Renewal timing
Systems in scope
Proof maturity
Tabletop included
The starting review covers a focused renewal path. Add-ons depend on renewal timing, employee count, systems in scope, outside IT provider involvement, proof maturity, incident exercise needs, and how many fix owners need follow-up.
Check which package fits
Share your deadline, current evidence, and broker or carrier context so we can scope the right level of help.
Next Step